How to get a pay rise
If you are an employee, here’s betting you wouldn′t mind a pay rise. And if you are an employer – our bottom dollar remains safe if we say you hate having to discuss pay. Research shows only six in ten people actually bother to ask for a pay rise.
With more Coporate ‘downsizing’ and short-term contracts, there is an increasing climate of job insecurity in which people fear that asking for a pay rise will count against them – and could even cost them their job.
But if you’re happy in your position, asking for a rise might be the best option. If you enjoy your work and like your colleagues, why make life harder by job-hopping to increase your pay packet?
This is Money asked some senior executives for their opinions on how best to approach this knotty problem. We then sought proper advice from a group of recruitment experts and human resources directors on do’s and don′ts of pay-rise etiquette.
To follow are two sample scenarios
Scenario 1: You call back the manager and say you would accept $48,000 and the manager says he/ she can go up to $43,000. You can pause and give a figure in between. He/ she will either accept that figure, give you another figure or say they can’t go higher than the $43,000. You can either accept, negotiate further including additional benefits, ask for more time or give them the least you would accept. Keep in mind that once you get to this stage, you need to be decisive and very serious in your moves. For example don’t say something like I won’t accept anything under $48,000, unless you really mean it.
Scenario 2: You call back the manager and say you would accept $48,000 and the manager says he/ she can not go higher than the initial figure of $40,000. You can either accept, try to negotiate some additional benefits in your salary package, ask for more time or give them the least you would accept. Again, you need to be decisive and very serious in your moves. For example don’t say something like I won’t accept anything under $45,000, unless you really mean it.
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Repair Credit
your credit – negative entries = higher credit score. a credit repair service can help accomplish this.
Getting your business off the ground with minimal funding can be a difficult task. Many entrepreneurs turn to small business loans to secure equipment and other business necessities. For the credit challenged (read: poor/bad credit) this is often not an option. repairmycreditnow.com introduces an interesting approach to credit repair: Auditing.
The website is pretty simple. The homepage has text entry field for your general contact info. Fill it out and wait for a representative to give you a call. When the process is complete you should find yourself in better position to apply for a small business loan.
There are a number of ways to repair credit, some work – some don’t. I’ll be giving RMCN a try so I can post a full review.
